Call (248) 460-3973 to start an application

The CEED® Small Business Loan Program's (Formerly Microloan Program) CEED® Loans are available for start-up and business expansion equipment, inventory, supplies and some working capital. The CEED® Small Business Loan Program was created through a partnership between Oakland County, Center for Empowerment & Economic Development (CEED®) and the U.S. Small Business Administration.

Since Program Inception

Applicant Requirements

• Business must be located in Oakland County
• Complete a loan application and submit supporting documentation (help can be provided)
• Have a business plan (for businesses less than 1 year old)
• A $75 non-refundable application fee is required
• If requesting more than $20,000 you will be required to self-certify that you cannot secure funding from traditional sources -a No Credit Elsewhere form can be provided for your convenience
• Be current on all federal debt including student loans, child support and taxes

For a full list view the CEED® Lending Checklist

Loan Terms

Additional Resources

• CEED® Small Business Loan Program