Housing Counseling

Call to speak ​with an advisor: 248-858-5402

Certified advisors offer free housing information, education and referrals in a confidential setting.

​Get help with

Preventing Mortgage or Property Tax Foreclosure: Understand your options if you're having trouble paying your mortgage or property tax.  HUD certified housing counselors can assist with understanding your options, applying through your servicer for mortgage assistance, and referral and application assistance with other programs that can help bring your mortgage current.

Reverse Mortgages for those Aged 62 or Older:  Are you a good candidate for a reverse mortgage?  Housing Counselors can explain the program to you so you can make an informed decision on whether it is the right product for your household.  They can also provide the necessary certificate to be able to apply for a reverse mortgage.

Home Buying Process:  Learn everything involved in buying a home, no matter where you are in the process.  MSHDA, FHA, and other lender certification can be provided

Tenant Rights and Responsibilities:  Find out about security deposits, leases, maintenance, and affordability.

Credit and Budget Issues:  Review your credit report and scores and appropriate ways to improve it, creating and maintaining a household budget, and savings.  Receive appropriate referrals for housing and other resources to assist your household.

Home Repairs, Subsidized Housing and Rental Assistance for Low to Moderate Income Households:  Are you eligible for programs that can help with needed house repairs, increased accessibility or making housing more affordable?

Housing Discrimination:  File a complaint if you feel discriminated against when seeking housing financing or looking for a home or rental property.

Preventing Homelessness:  Get referrals to agencies for help with rent, utilities, and security deposits.