Oakland County offers retiree health care coverage to eligible employees hired before 01/01/06. See the Retiree Health Care Schedule for more details.
Employees hired after 01/01/06 and those employees that converted from VEBA, receive a Retirement Health Savings Account (RHS) - Schedule D.
Health Care Schedules
Oakland County currently has 4 Retiree Health Care Schedules (A,B,C,D):
View the full version of the Retiree Health Care Eligibility Schedule document.
Retiree Health Care Eligibility
you have attained the required years of service and age, you are
eligible for health coverage as a retiree from Oakland County. The
eligibility is dependent upon your date of hire as an eligible for
benefits employee. The schedule on the following pages applies to
non-represented employees. If you are represented by a bargaining unit,
the dates may vary and you are encouraged to contact the Retirement Unit
to determine which schedule applies to you. In all cases,
except as specified differently by some Sheriff bargaining agreements,
you must have met the requirements specified on the following pages and
be at least age 60 with 8 years of service or age 55 with 25 years of
service for coverage to commence.
age 65 or sooner if you or your dependents become eligible for Medicare
due to a disability, Medicare becomes the primary coverage and the
coverage available through the County becomes secondary. Standard dental
coverage and standard vision coverage is also available to retirees.
A - 8 YEAR SCHEDULE OF ELIGIBILITY
hired prior to September 21, 1985 are eligible for full family health
coverage at retirement. Age 60 with 8 years of service or Age 55 with 25
years of service.
B - REVISED SCHEDULE OF ELIGIBILITY
Employees hired on or after September 21, 1985 and before January 1, 1995. Dates may vary by bargaining unit.
|Total Actual Service |
With Oakland County
| ||Paid Health Coverage|
| ||Direct Retirement||Deferred Retirement|
|Less than 8 years||None||None|
|8 – 14 years||One Person*||None|
|15 – 19 years||Family||One Person*|
|20 years or more||Family||Family|
*Retiree has the option to pay the difference for a family policy.
C – 15 YEAR SCHEDULE OF ELIGIBILITY
Employees hired on or after January 1, 1995 and before January 1,
2006. Dates may vary by bargaining unit.
|At Completion of:||Percentage of Retiree Paid|
|Up to 15 Years||0% (No Care** Coverage)|
|25 Years or more||100%|
is the percentage the County would pay toward a Single person or Family
plan, depending on the plan the employee was enrolled in at the time of
retirement. The employee would be responsible for the difference
between this amount and the current full cost of their health plan, plus
any deductibles or co-pays.|||
D – RETIREE HEALTH SAVINGS ACCOUNT (RHS)
hired on or after January 1, 2006 (dates may vary by Bargaining Unit) will not be eligible for
retiree health, dental or vision coverage through the Oakland County. A
Retirement Health Savings (RHS) account will be set up for full-time
benefits eligible employees at a contribution amount of $75** per pay
(**Some bargaining units may differ). Please refer to the Retiree Health Care Schedule for vesting.