Oakland County, Michigan/COVID-19/Grants/Rent, Mortgage & Utility Relief

Rent, Mortgage & Utility Relief

Rent, Mortgage & Utility Relief Grant Program for Citizens Affected by COVID-19

Oakland County is dedicating federal CARES Act funding to help eligible citizens pay up to six months of past-due rent, mortgage and utilities payments due to COVID-19 hardships caused by the COVID-19 pandemic. The CDBG grant program is through the U.S. Department of Housing and Urban Development (HUD).

Payments for this one-time grant will be made by Oakland County on behalf of a qualified household. This program is designed to assist low income households whose gross household income is less than 80% of the Area Median Income (AMI) as defined by HUD.

Please tell me when there is updated information for the Oakland County Rent, Mortgage, & Utility Assistance program. This could include how to qualify, what documents to send us, and when the application re-opens.

 Household Income Eligibility

 Distribution of Applications and Funds

Funds will be distributed in two phases:

  • Phase 1: July 1 – August 31, 2020 | COMPLETED
  • Phase 2: October 1 – November 30, 2020

Applications will be accepted during each phase until funds are exhausted. This is a one-time grant opportunity for eligible households.

If you want an application mailed to you, email OCHousingRelief@oakgov.com or call 248-858-0730.

You may email a PDF formatted application (no screen shots are accepted) or drop off a hardcopy application at the following locations between 8:30am and 3:30pm:

Oakland County Community & Home Improvement

Oakland Pointe, Ste. 1900
250 Elizabeth Lake Road
Pontiac, MI 48341-0414

South Oakland Health Office

27725 Greenfield Road,
Southfield, MI 48076

Novi 52-1 District Court Office

48150 Grand River Avenue
Novi, MI 48374

​Once the complete application is reviewed, the applicant will be notified regarding the approval or denial. The County will issue payment to the rental owner or mortgage company directly. NOTE: Please make sure you complete the Third-Party Authorization Form.

Referrals to other programs offering financial assistance for rent, mortgage and utilities will be recommended if an applicant is not eligible for this program.  Resources to meet additional housing needs and no cost housing counseling services may be provided.

Rental Assistance Flyer

Qualifications Overview

  • Must be an Oakland County resident. 
  • Have a household income less than 80% of the area median income, as defined by HUD
  • Inability to pay due to a temporary job loss, reduced work hours or other income hardship caused by COVID-19 pandemic, beginning March 10, 2020 or later
  • The household has not received assistance from any other source for the same activity and time period as requested through this program
  • Your landlord or property manager or mortgage company must agree to participate in the program.  (No payments will be made directly to the applicant.)  
  • This program provides a one-time grant for eligible households and covers the following areas:
    • Rent payment (includes land contract payments, mobile home lot rent, late fees, court costs).  
    • Mortgage payment and/or association fees
    • Utility payment (gas, electric, water and sewer). Note: Residents of communities participating in the Water Residential Assistance Program (WRAP) must apply to WRAP for water assistance.
  • Household liquid assets (e.g., savings, checking, cash) are limited to $10,000 

Applicant Document Checklist

The information provided shall be kept confidential and used only for the purpose of determining eligibility for financial assistance. Components of a complete application process include:

  • Completed Application
  • Third-Party Authorization and Waiver of Confidentiality
  • State of Michigan Photo ID (must match the address on the lease/mortgage)
  • Active Lease Agreement, including an agreement to rent month-to-month if expired
  • Notice to Quit or other written documentation of amount of rent owed
  • Most recent mortgage statement
  • Most recent utility bills
  • Most recent Bank Statements
  • Verification of all sources of Income. Examples include:
    • Pay Stubs (1 month)
    • Unemployment Award Letter
    • Social Security, Disability or Social Security Income Award Letter
    • Verification of Pension
    • Verification of Child Support/Alimony
    • Veteran’s Benefit
    • Worker’s Compensation Statement
    • Self-employment – Year to date Profit/Loss and last two years income tax