BEGIN:VCALENDAR
VERSION:2.0
PRODID:Oakland County, MI Calendar Creator
METHOD:PUBLISH
BEGIN:VEVENT
DTSTAMP:20250729T113706
DTSTART:20250731T120000
DTEND:20250731T130000
SUMMARY:Own Your Own Home
DESCRIPTION:<a href="https://oakgov.zoom.us/webinar/register/WN_ai8WJ5GdTyeir6jYQjY47A#/registration" target="_blank"></a><p>Homeownership can offer long-term financial security, but navigating the process requires preparation and planning. This 45-minute SmartFinance Academy webinar—presented by Flagstar Bank lending expert Darlene Leaks—will walk you through the essential steps to becoming a well-informed and financially ready homebuyer.</p><p>From evaluating whether you're ready to buy, understanding mortgage options, budgeting for upfront costs, and avoiding common pitfalls, this session is designed to equip first-time buyers with practical insights that support smarter financial decisions in today’s housing market.</p><p>Whether you're considering your first purchase or exploring homeownership as a long-term goal, this webinar will help you assess your readiness, strengthen your finances, and understand your options.</p><h3>Learning Outcomes:</h3><p>Participants will:</p><ul>    <li><strong>Assess readiness for homeownership.&nbsp;</strong>Review key lifestyle and financial factors, including income stability, debt, savings, and long-term goals.</li>    <li><strong>Understand the mortgage process. </strong>From credit history and debt-to-income ratios to pre-qualification, loan types, down payments, and mortgage insurance.</li>    <li><strong>Learn how to budget for the actual cost of homeownership.</strong><span style="font-size: 1rem;"> From mortgage payments and insurance to property taxes, maintenance, and unexpected expenses.</span></li></ul><p class="oc-reg-button"><a href="https://oakgov.zoom.us/webinar/register/WN_ai8WJ5GdTyeir6jYQjY47A#/registration" target="_blank">Register Now</a></p><style>    .addtocalendar {    display: none;    }</style>
X-ALT-DESC;FMTTYPE=text/html:<a href="https://oakgov.zoom.us/webinar/register/WN_ai8WJ5GdTyeir6jYQjY47A#/registration" target="_blank"></a><p>Homeownership can offer long-term financial security, but navigating the process requires preparation and planning. This 45-minute SmartFinance Academy webinar—presented by Flagstar Bank lending expert Darlene Leaks—will walk you through the essential steps to becoming a well-informed and financially ready homebuyer.</p><p>From evaluating whether you're ready to buy, understanding mortgage options, budgeting for upfront costs, and avoiding common pitfalls, this session is designed to equip first-time buyers with practical insights that support smarter financial decisions in today’s housing market.</p><p>Whether you're considering your first purchase or exploring homeownership as a long-term goal, this webinar will help you assess your readiness, strengthen your finances, and understand your options.</p><h3>Learning Outcomes:</h3><p>Participants will:</p><ul>    <li><strong>Assess readiness for homeownership.&nbsp;</strong>Review key lifestyle and financial factors, including income stability, debt, savings, and long-term goals.</li>    <li><strong>Understand the mortgage process. </strong>From credit history and debt-to-income ratios to pre-qualification, loan types, down payments, and mortgage insurance.</li>    <li><strong>Learn how to budget for the actual cost of homeownership.</strong><span style="font-size: 1rem;"> From mortgage payments and insurance to property taxes, maintenance, and unexpected expenses.</span></li></ul><p class="oc-reg-button"><a href="https://oakgov.zoom.us/webinar/register/WN_ai8WJ5GdTyeir6jYQjY47A#/registration" target="_blank">Register Now</a></p><style>    .addtocalendar {    display: none;    }</style>
LOCATION:Zoom Webinar\, 
CLASS:PUBLIC
END:VEVENT
END:VCALENDAR