You want to buy a home, but you don't know where to begin. Our Housing Counselor will help you determine if you are ready for homeownership.
Learn how to determine:
What you can afford,
how much down payment you will need, and
how to improve your credit.
Our councelors will also explain the differences between various types of mortgages, how to apply for a mortgage and how it is reviewed. Factors in picking a type of home and neighborhood are covered as well as how to work with a realtor, how to make an offer on a home, and what the closing process is all about.
This counseling is required for many mortgages and is a free service of Oakland County. You can schedule an appointment at 248-858-5402.