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Home-Buyer Counseling


You want to buy a home, but you don't know where to begin. Our Housing Counselor will help you determine if you are ready for homeownership.

Learn how to determine:
  • What you can afford,
  • how much down payment you will need, and
  • how to improve your credit.
Our councelors will also explain the differences between various types of mortgages, how to apply for a mortgage and how it is reviewed. Factors in picking a type of home and neighborhood are covered as well as how to work with a realtor, how to make an offer on a home, and what the closing process is all about.

This counseling is required for many mortgages and is a free service of Oakland County. You can schedule an appointment at 248-858-5402.