For more than 30 years, Oakland County's Community & Home Improvement Division has met the home improvement needs of low and moderate income homeowners.
Oakland County's Home Improvement Program is designed to improve the condition of existing housing. With a home improvement loan you can:
Make needed repairs to your home
Maintain or increase the value of your home
Decrease your utility bills and much more
As a qualified homeowner, loans are available for up to $18,000. This loan will be deferred, with no interest, no monthly payments until you no longer reside in your home.
Gross Household Income Limits
Federal Regulations require us to anticipate income, using the household's current circumstances to project future income. Current gross income is not last year's income. Gross income includes the earnings of all adult household members plus the benefits of all household members. Benefits include child support, Social Security benefits, alimony, etc.
Household Size
Maximum Income
1 Person
$37,200
2 Person
$42,500
3 Person
$47,800
4 person
$53,100
5 person
$57,350
6 person
$61,600
7 person
$65,850
8 person
$70,100
* Program guidelines are subject to periodic changes without notice
Keego Harbor Keego Harbor
House Before House After
Contact Our Office for an Application
(248) 858-5401; Toll Free (888) 350-0900 ext. 85401
Communities Participating in Oakland County's Community Development Program
The following 51 communities have agreed, in writing, to participate in Oakland County's Community Development Program. As participating communities, local residents apply directly to Oakland County for their home improvement needs.
Five communities have their own home improvement program. If you live in the cities of Pontiac, Southfield, Royal Oak, Farmington Hills or Waterford Township, phone your city or township office for assistance.
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